F&I Pricing

Today is: Wed Apr 1 2015 11:07:06 PM Print This Page
NEW SCION VEHICLES
MAXIMUM
TERM
ZONE 1+
(720+)
ZONE 1
(719-690)
ZONE 2
(689-670)
ZONE 3
(669-650)
ZONE 4
(649-630)
ZONE 5
(629-610)
ZONE 6
(609-580)
ZONE 7
(579-520)
60
3.39
3.94
6.29
8.84
12.79
15.80
15.90
16.90
63
3.39
3.94
6.29
8.84
13.04
16.05
16.15
16.90
66
3.64
4.19
6.54
9.09
13.19
16.24
16.40
16.90
72
3.89
4.44
6.79
9.34
13.64
16.49
16.65
16.90
75
4.39
4.94
7.29
9.84
14.14
16.99
17.15
17.40
84
5.39
5.94
N/A
N/A
N/A
N/A
N/A
N/A
ADVANCE
LIMITS1
120%
120%
120%
120%
100%
100%
100%
100%
ADVANCE
EXCEPTION UPRATES
+.25
+.25
+.25
+.25
+.50
+.50
+.50
+.50

1Advance Definition= [Total Amount Financed - Cancelable Adds (VSA, GAP, CLAH, TAC)] / New Invoice or Used Wholesale Book.

Scion Solutions iFi: Qualified iFi customer rate is determined by FICO score. FICO score must be >=610 (New Scion Only).

Qualified applicants without bureau FICO scores are eligible for Zone 7 rate (New vehicles only).


SCION CERTIFIED PRE-OWNED VEHICLES
MAXIMUM
TERM
ZONE 1+
(720+)
ZONE 1
(719-690)
ZONE 2
(689-670)
ZONE 3
(669-650)
ZONE 4
(649-630)
ZONE 5
(629-610)
ZONE 6
(609-580)
ZONE 7
(579-520)
60
3.39
3.94
6.29
8.84
12.79
15.80
15.90
16.90
63
3.39
3.94
6.29
8.84
13.04
16.05
16.15
16.90
66*
3.64
4.19
6.54
9.09
13.19
16.24
16.40
16.90
72*
3.89
4.44
6.79
9.34
13.64
16.49
16.65
16.90
75*
4.39
4.94
7.29
9.84
14.14
16.99
17.15
17.40
84*
5.39
5.94
N/A
N/A
N/A
N/A
N/A
N/A
ADVANCE
LIMITS1
120%
120%
120%
120%
100%
100%
100%
100%
ADVANCE
EXCEPTION UPRATES
+.25
+.25
+.25
+.25
+.50
+.50
+.50
+.50

1Advance Definition= [Total Amount Financed - Cancelable Adds (VSA, GAP, CLAH, TAC)] / New Invoice or Used Book.

*Available on 1-3 year old Scion Certified vehicles ONLY.

TFS Used rates apply to Non-Certified Scion Used vehicles.

Qualified applicants without bureau FICO scores are not eligible for the SCPO program.

For <520 FICO scores, add 1% to Zone 7 rate.

**84 month term requirements: Minimum amount financed is $15,000.

NOTE: Rates are determined by the applicant(s) Automotive model FICO score from Experian/Fair Isaac Risk Model V2. A secondary credit bureau may be used to determine the rate subject to program guidelines. When an applicant and co-applicant exist, the qualifying tier will be based on the higher of the two applicatns' FICO score. Please note that the Multiple Credit Bureau Option is not available to customers that have a null FICO or a FICO score less than or equal to 609 on either the applicant or co-applicant's Primary Bureau. Dealer rate participation NOT allowed on New and Certified Scion Solutions retail programs.

Equity Program for ALL Zones - For Loan-to-Value (LTV) 80.01% - 90%, DEDUCT 0.25% FROM ABOVE RATES.
Super Equity Program for ALL Zones - For Loan-to-Value (LTV) <=80%, DEDUCT 0.50% FROM ABOVE RATES.

Encore End-of-term benefit is applicable: however, rate reduction for Encore not compatible with any Scion Solutions retail program. Credit worthy Business Solutions customers, including those with co-applicants with 610+ FICO scores, receive a minimum Zone 1 rate. Co-applicants with 720+ FICO scores receive a Zone 1+ rate. Co-applicants with <610 FICO scors receive a Zone 6 or 7 standard consumer rate, as shown above. Dealer-Owned Vehicle (DOV) Finance Program contracts receive an automatic Zone 1+ rate. Standard Minimum Reserve Schedule applies. All other Business Solutions terms and conditions apply. See DOV Program Guidelines for additional program details.